San Antonio Uninsured Driver / Motorist Accident Lawyer
If you have been hurt in a car accident involving another driver who does not have auto insurance, you may be wondering how you will pay bills related to the accident. The good news is that you are still entitled to compensation from the driver who hurt you. It may also be possible to file an uninsured or underinsured motorist claim on your own insurance policy.
File a Lawsuit Against the Other Driver
Just because the driver who hurt you doesn’t have insurance doesn’t mean that he or she isn’t liable for your injuries and other expenses. It is still possible to file a lawsuit against that person to seek compensation. It may also be possible to enter into informal negotiations with that person outside of court. Remember, you are entitled to have your medical bills paid as well as the ability to recoup lost wages or lost future earnings.
How Will You Get Paid?
There are many different ways that you can get compensation outside of filing an insurance claim. The driver who hit you may decide to write you a check for an amount that you deem acceptable. He or she may also choose to transfer property such as a house or car into your name. From there, you can liquidate it or take advantage of other ways to make money from it.
There is also a chance that you can seize that driver’s bank accounts or garnish his or her wages until you are paid in full. It may still be possible to receive assets or other compensation from the driver who hit you even if he or she files for bankruptcy.
Why File an Insurance Claim on Your Own Policy?
If you have uninsured/underinsured auto insurance coverage, your insurance company may pay for some or all the damages incurred in an accident. This may also come in handy if the driver who caused your crash left the scene and was never found. However, expect your insurance company to take its time looking into the case, which means that you may not get paid for weeks or months after the accident. It may be a good idea to hire a San Antonio uninsured motorist lawyer to help you in your dealings with an insurance provider.
What If I Was Driving Another Car?
If you were driving someone else’s car, it may be possible to file an additional claim. As the insurance policy generally covers the car as opposed to the driver, it may be possible to file a claim with the owner’s insurance company in addition to your own. Typically, the insurance companies will work together to settle a claim in a timely manner. This is another situation in which having an uninsured driver attorney in San Antonio may be helpful to resolving your claim.
Being involved in a car accident is not something that anyone wants to experience. However, if you are hurt in a car crash, make sure that you stand up for your rights. Patrick Toscano, a San Antonio uninsured motorist lawyer, may be able to help you get the compensation that you are entitled to in a timely manner either through settlement talks or a formal trial. Remember, you generally have two years to file a claim, which means that it is in your best interest to do so as soon as possible.